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Helping professional services with a smooth mortgage process.

NextEdge® Mortgage

Leverage your potential,
today!

What is a NextEdge® Mortgage?

 

We understand that those who have chosen a career in professional services have unique mortgage and refinance needs.

Qualify with Employment Contract
If you are new to your profession and do not have a paystub.
Student Loan Payments
Excluded from monthly debts as long as they are deferred for at least 6 months.
No Private Mortgage Insurance (PMI)
Lock in your Interest Rate
Lock in your interest rate for the first three months while you shop for your perfect home!
Flexible Terms
Variety of home loan terms from 10, 15, 20, and 30 Year available.
Get a NextEdge® Mortgage Today!
Apply Now
Related resources
Find all the helpful tools you need in our Mortgage Center.


Octave Trust Bank is owner-partner of Member First Mortgage.

What is Private Mortgage Insurance (PMI)?

Private mortgage insurance (PMI) is a form of mortgage insurance that may be required with certain types of loans. If you default on your loan, PMI protects your lender. For this program, PMI is not required!

I’m new to my profession, what documents do I need to provide?

If you are new to your profession and do not have a paystub, in most cases we are able to use your employment contract to satisfy income requirements.

How will my student loans affect my ability to qualify for a mortgage?

Your student loan payments are excluded from your monthly debts as long as they are deferred for at least 6 months.