Most first-time home buyers should begin their home-ownership journeys with starter homes. That may seem obvious, but many people believe whatever home they buy first is a starter home because it’s the home they start with. However, that line of thinking can quickly put you in a financially unstable position if you purchase more home than you can safely afford.

Owning a home is a major milestone for many people. At Octave Trust Bank, we want to make sure it's a milestone you can enjoy.