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Covers the costs of repairs to older vehicles.

Mechanical Repair Coverage

Choose from
two levels of coverage.

Provides the peace of mind you deserve

Auto Loans

Auto loan rates as low as 6.87% APR for 60 months.

Protects against expensive repairs

While many Americans are owning their vehicles longer because of improved reliability and budget decisions, older vehicles often need regular maintenance work and repairs. Sometimes these expenses are large and can take a bite out of your finances. Our London Members can get Mechanical Repair Coverage provided by MEMBER'S CHOICE® through the CUNA Mutual Insurance Agency, Inc. as an affordable car repair insurance policy that covers various scenarios. This coverage is activated whenever you have qualified repairs, as outlined by our Platinum and Gold programs explained below. Whether you're commuting or road-tripping, Mechanical Repair Coverage lets you travel with less worry.

Get Mechanical Repair Coverage today.
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Platinum Plan - Our most comprehensive plan


We will remedy any repair of your vehicle except items listed under "What the Plans Do Not Cover."

 

Gold Plan (1-10) - Loaded with value


1. Additional Gold Plan Coverage: Anti-lock brake system, power seat motor(s) and transmission(s), power window motor(s) and power regulator(s), power door lock actuators, digital and analog instrument display(s), low fuel sensor, low coolant sensor, low oil sensor, electronic rear view mirrors motor(s), headlight door motor(s), heated back glass, windshield wiper washer pump(s), heater-A/C blower motor, heater core assembly, heater control valve, radiator, radiator fan and clutch, radiator fan motor including fan blade, temperature sensor and relay, fuel tank and hard lines, fuel tank sending unit, power sun roof motor, convertible top motor, constant velocity joints and horn assembly.Silver Plan (1-9) A basic yet robust plan

2. Air Conditioning: Compressor and mounting brackets, clutch and pulley, condenser, evaporator, orifice tube, POA valve, accumulator, temperature control programmer, high/low pressure cutoff switches, high/low pressure hoses, pressure cycling switch, thermostat, drier, temperature control head, o-ring seals, gaskets, fasteners for the components listed above and freon-refrigerant if necessary in conjunction with the repair of the components listed above.

3. Electrical: Alternator, voltage regulator, front and rear windshield wiper motors and delay controller, starter motor and drive, starter solenoid, wiring harnesses, manually operated switches (specifically turn signal, headlight, dimmer, and wiper switches), mechanically actuated switches (ignition, brake light, and neutral safety switch), electronic fuel injection system (including all input/sensors and output/control units, except EGR valve, related to the fuel injection system), electronic ignition module, distributor and coil, engine management control unit, knock sensor and oxygen sensor.

4. Brakes: Master cylinder, assist booster, wheel cylinders, combination valve, disc brake calipers (and rear caliper actuators), hard lines and fittings, backing plates, springs, clips and retainers, self-adjusters, parking brake linkage and cables, seals and gaskets, fasteners for the components listed above.

5. Front Suspension: Upper and lower control arms, bump stop cushions, control arm shafts, torsion bar mounts and bushings, upper and lower ball joints including dust boots, steering knuckle (spindle), wheel bearings and seals, stabilizer shaft, stabilizer linkage including mounts and bushings, strut rods and bushings, king pins, seals and gaskets, fasteners for all the components listed above.

6. Steering: Housing/case and all internal lubricated parts including: rack and pinion equipped valve assembly, sector shaft, rack mounts and cushions, inner rod ends and bellows boots, speed sensor or steering gear equipped pitman shaft and valve assembly, sealing rings, bearings, bushings, pitman arm, center link, tie rods, idler arm, power steering pump and pulley, fluid reservoir, pressure and return hoses, cooler and hard lines, power cylinder assembly, steering main and intermediate shafts, coupling, seals and gaskets, fasteners for the components listed above. (Does not include rear-wheel steering components.)

7. Rear Wheel Drive: Drive axle housing, and all internal lubricated parts including: carrier case, gear sets, bearings, bushings, limited slip clutch pack, axle shafts, axle hub bearings, propeller shafts, universal joints, drive shaft support, front axle hub bearings, seals and gaskets, fasteners for the components listed above.

8. Front Wheel Drive: Final drive housing, and all internal parts including: carrier case, gear sets, chain and sprockets, bearings, bushings, axle shafts, universal joints, front hub bearings, locking hub assemblies (4x4), drive shaft support, rear axle hub bearings, seals and gaskets, fasteners for the components listed above.

9. Transmission: Automatic-Case and all internal lubricated parts including: oil pump, valve body, torque converter, vacuum modulator, governor, main shaft, clutches, bands, drums, gear sets, bearings, bushings, sealing rings, TV cable, solenoids and electronic shift control unit, transmission mounts, cooler, cooler hoses and hard lines, dipstick and tube, seals and gaskets, fasteners for the components listed above. Standard-Case and all internal lubricated parts including: main shaft, gear sets, shift forks, synchronizers, bearings, bushings, seals and gaskets, fasteners for the components listed above. Transfer Case-(4X4 vehicles)-Case and all internal lubricated parts including: main shaft, gear sets, chain and sprockets, bearings, bushings, mounts, seals and gaskets, fasteners for the components listed above, electronic and vacuum engagement components.

10. Engine: Cylinder block, and all internal lubricated parts including: crankshaft, rod and main bearings, cam bearings, expansion (freeze) plugs, connecting rods, wrist pins, pistons, piston rings, camshaft, cam tower, lifters, cylinder head, valves and guides, valve springs, rocker arms (cam followers), pushrods, timing chain housing (cover), timing chain and sprockets, timing belt and pulleys, timing belt tensioner, intake and exhaust manifolds, flywheel, balance shafts, harmonic balancer and retainer bolt, crankshaft pulley, valve covers, oil pan, oil pump and pressure relief valve, engine oil cooler hoses, oil filter adapter/housing, engine oil sending unit, engine mounts, water pump, temperature sending unit, thermostat and housing, fuel supply pump, vacuum pump, dipstick and tube, seals and gaskets, fasteners for the components listed above. Turbocharged/Supercharged/Rotary/Diesel/Enhanced Engines: All of the above listed parts or equivalent plus: turbocharger, waste gate controller, intercooler, hard lines, compressor, clutch and pulley, bypass valve, injection pump, lines and nozzles, seals and gaskets.


What the Plans Do Not Cover
Normal maintenance services and parts; such as, batteries, filters, lubricants, fluids, refrigerants, hoses, belts, wiper blades, brake pads, shoes, rotors or drums, suspension alignment, engine tune-up, wheels, shock absorbers, exhaust, friction clutch, EGR valve, etc. Body structure and parts, trim, moldings, glass, light bulbs, upholstery, paint, etc. Aftermarket equipment, components, systems or accessories not installed by the manufacturer. Costs incurred to improve operating performance as result of normal wear and tear where a failure has not occurred. Abuse, misuse and lack of customary maintenance.

Do you offer financial planning services? 

The Hantz Group has partnered with Octave Trust Bank to help our members with Financial Planning, Retirement, Education, Life/Long-Term Care Insurance, Taxes, Home and Auto Insurance, Estate Planning, Investments. We can assist members with focusing on their current and future financial needs.

Do you offer GAP insurance? 

Yes, learn more about Guaranteed Asset Protection (GAP) insurance online. To apply for GAP insurance, contact Octave Trust Bank at +44 744 190 4324 or visit any Octave Trust Bank branch.

Is my E-Statement secure and safe?

Your E-Statement is stored securely behind our Online Banking firewalls.

How do automated fraud alerts work?

If suspicious activity is detected on your account, you'll instantly get an automated fraud alert via text. If we're unable to reach you through text, a Digital Voice alert will be sent to your mobile phone, home phone and email. 

Automated fraud alerts allow instant two-way communication to quickly address questionable card activity. Confirm a valid transaction or stop a fraudulent one through simple 
text commands. 

What is Hantz Group? 

The Hantz Group has partnered with Octave Trust Bank to help our members with Financial Planning, Retirement, Education, Life/Long-Term Care Insurance, Taxes, Home and Auto Insurance, Estate Planning, Investments. We can assist members with focusing on their current and future financial needs.

What are the benefits of financial planning services? 

The Hantz Group has partnered with Octave Trust Bank to help our members with Financial Planning, Retirement, Education, Life/Long-Term Care Insurance, Taxes, Home and Auto Insurance, Estate Planning, Investments. We can assist members with focusing on their current and future financial needs.

Do you offer CLCD Insurance? 

Yes, learn more about Credit Life & Credit Disability Insurance online. Members should purchase both insurances for peace of mind. The Credit Life Insurance will pay off the loan in the event of a members untimely death. Disability Insurance will make the payments in the event the member becomes disabled. 

Do you offer AD&D insurance?

TruStage is a third-party company that offers unique insurance coverage services to members of Octave Trust Bank such as Accidental Death and Dismembermant (AD&D). Enrolling must be done by contacting TruStage directly.