After a three-year pause, the pandemic related federal student loan moratorium will end, and payments will resume. Before repayment begins, develop a plan that puts you on track to pay back your loan on time and in full.

When you finally load all of your groceries into your car, do you dread thinking about how much money you just spent? Or do you do a little happy dance in your mind about the money you saved? If your grocery shopping trips regularly cause you to burst your budget or desperately find ways to not spend more money throughout the week, it could be time to change your grocery shopping habits in pursuit of a “shop to save” strategy.